Member of:

• Federal Deposit Insurance Company
• Federal Reserve System
• Oklahoma Bankers Association
• Bank Administration Institute
• Independent Bankers Association of America
  
• Bank Marketing Association

C.E.O. & President : Gwen H. Easter, CPA
Senior Vice President: Jon Q. Alexander
Billings Bank:
    Kay Ranney, Vice President, Billings Bank Manager
Covington Bank:
    Leland W. Harris, Senior Vice President, Covington Bank Manager
    Linda Thielen, Asst. Cashier
Operations:
    Janet Harmon, Vice President, Cashier
    Cindy Boone, Asst. Cashier
Lending Officers:
    Marvin Dement, Vice President
    Tony Wisely, Vice President
Trusts and Marketing:
    Ann Hight, Vice President
New Accounts: Karen Niles, Asst. Vice President
Auditor: Shirley Scott, Vice President
Data Processing: Abby Manley, Asst. Vice President

Correspondent Banks:

• Bankers Bank, Oklahoma City
• United Missouri Bank, Kansas City, MO
• Bank of Oklahoma, Tulsa, OK

Statement of Condition: 10-31-01

Resources Cash and Due from Banks $ 7,218,840 Investments 36,001,559 Net Loans 46,353,506 Other Assets 4,696,274 Total Assets $ 94,270,179    Liabilities Deposits and Other Liabilities $ 83,070,843 Capital 11,199,335 Total Liabilities and Capital $ 94,270,179

Our Directors:

William J. Baker, Chairman, Attorney-at-Law
Robert Bolay, Agriculture
Brian G. Busby, D.D.S.
Gwen H. Easter, CPA
James Pfeiffer, Charles Machine Works, Inc.
Joe C. Sewell, Jr., Retired President and Chief Executive Officer
William Thomason, Agriculture
William O. Warner, Farmer/Rancher

Trust Committee:

Joe C. Sewell, Jr.
Robert Bolay
William J.Baker
Ann Hight
Gwen Easter
Jon Q. Alexander
Leland W. Harris

Advisory Directors:

Edwin Malzahn, Chairman Emeritus and President of Charles Machine Works, Inc.
Eugene Swearingen, Consulting Economist
Leland W. Harris, Senior Vice President and Covington Manager